Your credit report, read carefully and disputed correctly.
Solvera Credit reviews your full report line by line, challenges what's inaccurate or unverifiable, and keeps you informed at every step — no vague promises, just a clear process.
Three ways we work on your file
Every case starts with a full report pull. From there, we focus on whichever of these actually applies to you. See full service details →
Inaccuracy disputes
We identify items that are incorrect, outdated, or unverifiable and challenge them directly with the bureaus and furnishers on your behalf.
Bureau correspondence
We track every response, deadline, and re-investigation so nothing sits ignored — and we tell you what's happening in plain language.
Credit-building guidance
Alongside disputes, we give you practical, honest guidance on habits that support your file — no gimmicks, no guarantees we can't back up.
Free report review
We pull your report with you and walk through what's helping or hurting your file.
Case plan
We tell you specifically what we'll dispute, why, and roughly how long it may take.
Disputes filed
We send written challenges to bureaus and furnishers, and log every response.
Fast turnaround
We don't hold cases for a monthly batch — disputes go out quickly and you hear from us as soon as something changes.
We tell you what we can't promise, too
No score guarantees
Anyone promising a specific point increase isn't being straight with you. We tell you what's realistic for your file.
Fast, not batched
Most credit repair companies work in slow monthly cycles. We file disputes as soon as your case plan is set, and keep pushing as bureaus respond.
No long contracts
Month-to-month. If it's not working for you, you cancel — we don't lock you into a term.
"They actually explained why an item qualified for a dispute, instead of just saying 'trust the process.'"
See what's actually on your report.
Start with a free, no-obligation review. We'll tell you honestly what we can and can't do for your file.
Request my free review